/* FAQ */
.faq-category { margin-bottom: 48px; }
.faq-category h3 { font-size: 20px; font-weight: 700; color: var(--navy); margin-bottom: 20px; padding-left: 16px; border-left: 4px solid var(--red); }
.faq-item { background: var(--white); border: 1px solid var(--border); border-radius: 12px; margin-bottom: 12px; overflow: hidden; }
.faq-q { display: flex; align-items: center; gap: 12px; padding: 20px 24px; cursor: pointer; font-size: 16px; font-weight: 600; color: var(--navy); transition: background .2s; }
.faq-q:hover { background: rgba(4,52,90,.02); }
.faq-a { display: none; padding: 0 24px 20px; }
.faq-item.open .faq-a { display: block; }
.faq-a p { padding: 0 24px 20px 68px; font-size: 15px; line-height: 1.8; color: var(--text-sub); }